Stephanie K. Cannon REALTOR® - NV Lic # S.0193575
RE/MAX Ridge Realty
Stephanie's Blog
 
March 4th, 2024 By Goody
RETIREMENT and Passing the Torch
I would like to announce that I am retiring and partnering with one of the top Real Estate Agents in Mesquite Nevada, Stephanie Cannon. As part of this move, I will be transitioning into the role of a consultant. This exciting change will ensure that you continue to receive fantastic service from 2 of Mesquite’s top producing agents. You can always call me with questions but rest assured that you are in very capable hands with Stephanie. In the meantime, when you or someone you know is thinking about buying or selling Real Estate, give us a call. Here is the press release……….
 
It is with great pleasure and a sense of pride that I introduce Stephanie Cannon, a seasoned and highly accomplished real estate professional who will be stepping into my shoes as I embark on a well-deserved retirement. Stephanie comes to you with an impressive track record and a passion for delivering exceptional service in the real estate industry.
Having had the privilege of working closely with Stephanie over the years, I can confidently attest to her unwavering commitment, unmatched expertise, and a genuine dedication to ensuring her clients' real estate journeys are seamless and successful. Stephanie's wealth of experience, combined with her innate ability to understand the unique needs of each client, makes her an ideal choice to carry forward the legacy of personalized service that has defined my career. As you transition into this new chapter with Stephanie Cannon, rest assured that you are in capable hands. Her professionalism, integrity, and tireless work ethic have consistently set her apart in the industry. Stephanie not only possesses a keen understanding of the ever-evolving real estate market but also a genuine enthusiasm for helping clients achieve their property goals.
I am confident that Stephanie will not only meet but exceed your expectations, bringing fresh perspectives and innovative approaches to your real estate endeavors. It has been an honor serving you, and I have full confidence that Stephanie Cannon will continue to provide the excellence you have come to expect. Please join me in welcoming Stephanie as your trusted REALTOR, and I look forward to seeing the continued success of your real estate ventures under her capable guidance.
Best Regards,
Robert “Goody” Good (Retiring Realtor)
 
 
Stephanie Cannon
stephksales@gmail.com
702.533.1311
 
 
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July 8th, 2023 By Goody
Home prices are expected to decline slightly this year before growing again in earnest in 2024

“We had been among the more bullish outlooks for this year for home prices, and we've taken our home price growth forecast and revised it so we expect home prices to slip for the year, but less than 1%,” Danielle Hale, Realtor.com’s chief economist, told Yahoo Finance Live.

“We'll start to see home prices rebound more convincingly in 2024,” she added.

Still, the pace of growth will be nothing like sellers or buyers have seen in a while. A normal pace, that is.

For instance, 117 economists and housing experts polled by Zillow expect home prices to increase at an annual rate of 3.5% until 2027 after bottoming out this year. That would be a more stabilized trend last seen in the 1990s before the housing boom and bust of the 2000s and follows the rapid run-up in housing values during the pandemic.

“A return to more normal growth would be welcome after the rollercoaster ride that home prices have been on lately,” Jeff Tucker, Zillow’s senior economist, said in the survey release.

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March 18th, 2023 By Goody
Sun City Mesquite Sales Summary
Sun City Mesquite Sales Summary

2381 Net Sales – Project inception to 3/12/2023
2285 Closings – Project inception to 3/12/2023
96 Homes in Backlog (sold homes under construction)
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March 7th, 2023 By Goody
Sun City Mesquites Newest Villages Coming in 2023, Dusty Rose & Roaring Creek
Sun City Mesquites Newest Villages Coming in 2023, Dusty Rose & Roaring Creek. Click the blue link below for a video tour.
https://www.dropbox.com/s/acd72tyyjz6e9al/Dusty%20Rose%20-%20Roaring%20Creek.mp4?dl=0
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February 3rd, 2023 By Goody
Sun City Builder Ready Homes for Sale
The blue link below here will direct you to the current homes that the builder (Pulte Sun City) has offered for sale. These homes are in various stages of construction. Remember to contact Goody before you call the Sales Center so you can have proper representation.

/my_files/temporary_files/Sun%20City%20Move%20In%20Ready%20Homes%202-1-23.pdf
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February 1st, 2023 By Chase Hansen - Cherry Creek Mortgage
The Fed announced that the target range for the Federal Funds Rate is rising by 0.25%.
The Fed announced that the target range for the Federal Funds Rate is rising by 0.25%.

How does a Fed rate increase impact the economy?
  • In an effort to limit inflation, the Fed has been raising rates.
  • Even though a higher rate can make borrowing money more costly, it can also increase returns on certificates of deposit and savings accounts, and drive a stronger U.S. dollar.
What does this increase mean for home owners and buyers?

Though mortgage rates have steadily risen over the last few months, it may still be a great time to consider:
  • Taking advantage of our rate buydown programs in order to buy a new home:
    • Temporary buydowns lower the interest rate for a set time period at no cost to the buyer
    • 3-2-1, 2-1, and 1-0 programs are available
    • Sellers and third parties, such as real estate agents, can fund the buydown cost
    • Available for: Conforming, High Balance, HomeReady, and Home Possible. Also available for FHA, USDA, & VA – including high balance (2-1 and 1-0 only)
  • Consolidating debt*
    • Since credit card interest rates are also increasing, this could be a good time to consolidate your debt into one affordable payment, thus skirting the more than 20% interest you may be paying with your credit card.
  • Funding major expenses (like college tuition or home renovations)
  • Refinancing to eliminate mortgage insurance
Though the housing market and mortgage rates are both dynamic right now, I am always glad to assist with:
  • Setting home financing goals
  • Assisting with Pre-Approvals and TRU Offer underwriting approvals
  • Selecting the right program for a home buyer or home owner's needs
  • Reviewing how different mortgage programs can impact a budget

I am here as a resource: reach out today to get answers your questions about rates or home financing options!
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December 1st, 2022 By Chase Hansen Cherry Creek Mortgage
2023 Loan Limits just Announced

New loan limits for 2023 are being announced, and I want to make sure you don't miss out on any information that can help your clients.

The updated limits for each loan program are listed below. Click on the links provided to view more details and search for limits by location to view the specific higher limits available in high-cost areas.



FHA 2023 Loan Limits

Baseline loan limit: $472,030

Ceiling limit for high-cost areas: $1,089,300

Click here to view FHA's announcement of the new limits

Click here to find the limits which apply to your specific area

 

2023 FHFA Conforming and VA Loan Limits

Baseline loan limit: $726,200

Ceiling limit for high-cost areas: $1,089,300

Although the VA eliminated loan limits effective in 2020, the VA follows loan limits set by the Federal Housing Finance Agency (FHFA) on conforming loans for VA-eligible borrowers with less-than-full (referred to as 'remaining') entitlement. There are no loan limits for Veterans and service members with full entitlement; however, they still must qualify for the requested loan amount based on their credit profile, income, and assets.

To view the 2023 Fannie and Freddie conforming loan limits for your specific county, please go to FHFA's website.

 

If you have any questions about how to help your clients maximize their buying power, please reach out to me today! I look forward to continuing to work together to help home buyers and home owners achieve their goals in 2023.
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November 17th, 2022 By Goody
Amazing Year End Deal Sun City Mesquite Bellwood
SUPER DEAL ALERT. Just in time for Black Friday. Thius is my favorite model. Sun City Management is looking for a quick year end sale and has given permission to sell this $626,983 brand new home for $486,923 with a possible forward commitment of 4.99% interest rate. It’s such an awesome investment. Please contact me for more info or to purchase this home. I will represent you in the purchase. This is in your best interest. Their sales team represents the seller, not you. Call me to discuss. 801.915.2398

Click the blue link below for a video tour.

http://www.youtube.com/watch?v=RQET0Fztwr4

 
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November 3rd, 2022 By Chase Hansen - Cherry Creek Mortgage
The Fed announced that the target range for the Federal Funds Rate is rising by 0.75%.
How does a Fed rate increase impact the economy?
  • The Fed has been raising rates in an effort to limit inflation.
  • Though a higher rate can make borrowing money more costly, it can increase returns on certificates of deposit and savings accounts, and drive a stronger U.S. dollar. What does this increase mean for homeowners and buyers?
Though mortgage rates have steadily risen over the last few months, it may still be a great time to consider:
  • Financing home renovations
  • Buying a new home and taking advantage of rising home inventories*
    • The tides started to turn in 2022... home buyer demand lessened, opening a window of opportunity for buyers. This led to some much-needed inventory gains, with for-sale housing rising annually for three straight months, according to Realtor.com.*
  • Consolidating debt**
    • Since credit card interest rates are also increasing, this could be a good time to consolidate your debt into one affordable payment, thus skirting the more than 20% interest you may be paying with your credit card.
  • Funding major expenses (like college tuition)
  • Refinancing to eliminate mortgage insurance
Though the housing market and mortgage rates are both dynamic right now, I am always glad to assist with:
  • Assisting with Pre-Approvals and TRU Offer underwriting approvals
  • Reviewing how different mortgage programs can impact a budget
  • Setting home financing goals
  • Selecting the right program for a home buyer or home owner's needs
I am here to answer your questions about rates or home financing options - reach out today!

Chase Hansen

Loan Officer
NMLS #1321014
 
chansen@ccmclending.com

https://www.cherrycreekmortgage.com/profile/chase-hansen

340 Falcon Ridge Pkwy Ste 100
Mesquite, NV 89027
Direct: (702) 345-2820

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November 2nd, 2022 By The Hill
Homebuyers want to move to these cities amid growing inflation: report
  • A quarter of U.S. homebuyers to looking for homes in a different metro, according to an analysis by the real estate company Redfin.

  • The top destinations are relatively affordable and sunny.

The analysis is based on nearly 2 million Redfin.com users who viewed for-sale homes online across more than 100 metro areas in the third quarter of 2022.

Las Vegas, San Diego and Tampa, Fla., closed out the top five places where Redfin users are looking to move, according to the analysis. Keep in mind that Mesquite mirrors the Las Vegas Vegas pretty much. So I think Mesquite will stay strong despite other areas seeing a decline in Home Buyers.
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